Want to save money? Consider purchasing a HSA or High deductible plan
Policies vary, so look at them closely
The stability of your carrier is extremely important
Types of Plans Available:
HMO (Health Maintenance Organizations): Provide health services through a network of hospitals, doctors, laboratories, and so forth. Usually need to see primary doctor to be referred out to specialties' and prior approval for certain medical testing.
Hospital Indemnity Policy: Fixed dollar amount for each day you are hospitalized, regardless of the actual costs.
POS plans Pays at Point-of-Service: These plans allow members the option of using services outside the HMO network without prior approval.
PPO Preferred Provider Organization: A network of doctors, hospitals, and suppliers (preferred providers) who agree to provide services to members of a health plan for discounted fees.
Diane Forshee provides you with Health Insurance Choices in Arizona.
Health Insurance, Life Insurance, HSA's, Group Insurance, Dental, Vision, Hearing, Short Term Medical, Accident, and Prescription RX Coverage.